New Democrats are committed to advancing real solutions that reduce health care costs for families and seniors, increase choices for consumers, and encourage participation by the young and healthy. To stabilize health insurance markets and bring down the cost of healthcare for all Americans, New Dems believe we must create a permanent reinsurance program, reduce healthcare costs for low-income Americans, promote greater insurance coverage, create a greater number of affordable insurance options, and improve the marketplaces. New Democrats have sought ways to work with Republicans for years to fix what is not working and strengthen the ACA, but Republican actions continue to raise questions about their commitment to join these efforts.